Homeownership
Program
The Homeownership Program empowers families to build a new life for themselves through the stability and security of owning their own home.
Habitat homes are affordable because Habitat builds homes that families can afford. The homes are sold with a 0% interest loan to eligible homeowners that are willing to invest sweat equity into building their homes and the homes of others, pay a small down payment, and pay an affordable monthly mortgage payment. In addition to sweat equity from the homeowners, Habitat for Humanity is lucky to partner with community volunteers to keep construction affordable. It's a program that works!
Families and individuals living or working in Natrona County in need of affordable housing can apply to the Homeownership Program in January and July each year.
A qualified applicant must meet three criteria:
Housing Need
Potential homeowners may be dealing with poorly made, overcrowded, unhealthy or unsafe housing; homes inaccessible for their disabilities; unaffordable rent or income-based housing; or have other shelter needs.
Willingness to Partner
Selected homeowners contribute 150 hours of sweat equity helping build their own home and the homes of others in the program. This may also include classes in personal finances, home maintenance, and other homeownership topics.
Ability to Repay
Habitat for Humanity, The Heart of Wyoming offers an interest-free home loan.
Income guidelines and debt-to-income considerations are used to determine eligibility.
Homeownership Program Process
Get added to the mailing list here or contact Kelly Cooper at
307-234-1348 or kelly@heartofwyoming.org
Submit a Homeownership application and all supporting documents
Qualified applicants eligible for the Homeownership Program will have a home visit
Homeowner Selection Committee & Board of Directors select Homeowner based on need, willingness to partner, and ability to repay
Homeowner is paired with a partner to support them through the building and purchasing process
Homeowner completes 150 hours of sweat equity, which includes construction and financial education
Homeowner makes payments toward down payment and closing costs
Construction of home is completed and Homeowner purchases a 0% interest home they helped build
Payments are used to continue building affordable homes in Natrona County
a hand up,
not a hand out
Construction Site Location
We are currently building on North McKinley St.
Two homes will be added to the North Casper community!
Future Construction Site Location
We are moving to Evansville!
Two future homes will be built on Williams St in Evansville.
